Insurance Policies

Insurance Policies
Insurance Policies
Term Life InsuranceTerm life insurance is the most basic kind of life insurance. It provides affordable protection for a pre-defined period of time, so it is often used to serve temporary protection needs. Term Life Insurance Overview 5 Year Term Life Insurance 20 Year Term Life Insurance Term to Age 90 Increasing Premium Term Family Protection Insurance New! ------------------------------------------------------------------------------------------------------------------------------------Permanent Life InsurancePermanent life insurance — including whole life insurance and universal life insurance — is used when protection needs are more long term. There are many kinds of permanent life insurance, each of which has unique features that make it appropriate for certain situations. Whole Life Insurance Products Whole Life Insurance At-a-Glance Whole Life Insurance Product Details Whole Life Insurance Riders Modified Premium Whole Life Insurance At-a-Glance Modified Premium Whole Life Insurance Product Details Custom Whole Life Product Details -------------------------------------------------------------------------------------------------------------------------------------Universal Life Insurance ProductsNYLIAC Protector® NYLIAC Accumulator® NYLIAC Asset Preserver® #) The two main categories of permanent life insurance are fixed and variable. Fixed life insurance products accumulate cash value at a pre-defined, guaranteed minimum interest rate or guaranteed cash value while variable universal life insurance products are designed to provide an insurance benefit under your policy, but do not guarantee a minimum rate of return. They will fluctuate up and down depending on the performance of the applicable investment divisions.Variable Universal Life Insurance Products NYLIAC Variable Universal Life 2000 NYLIAC Single Premium Variable Universal Life NYLIAC Variable Universal Life Provider Product Details Note: Increasing protection requires additional underwriting and there is a required minimum premium necessary to sustain your policy. -----------------------------------------------------------------------------------------------------------------------------Survivorship Life InsuranceSurvivorship life insurance is a life insurance policy that covers two individuals and provides a life insurance benefit after the death of the last surviving insured. Survivorship policies can be whole life, universal life, or variable universal life insurance. -----------------------------------------------------------------------------------------------------------------------------Survivorship Life Insurance ProductsSurvivorship Whole Life Insurance Products Survivorship Variable Universal Life (SVUL) Survivorship Universal Life Insurance Overview------------------------------------------------------------------------------------------------------------------------------CHOOSE THE BEST INSURANCE FROM THE ADS.THANK YOU.